Pre-renovation Check list : What is your Financial Plan?

Pre-renovation Checklist: What is your Financial Plan?   We sure seem to be in the mood for improvements in this country and our homes are no exception. A recent construction study from Scotiabank suggested Canadians spent a record $53 billion on home renovations last year and that number was actually on par with what Canadians spent on new home builds. In a separate report from BMO, their research concluded over the past decade, renovation spending in Canada has been the single fastest growing segment of residential investment across the whole country.   Knowing that, chances are pretty good you too have done some recent improvements on your house or are in the very least thinking about getting some done. Whether it is fixing up the front walk and stairs or fitting the bathroom with safety guards in the shower, toilet and bathtub to full blown demolition and additions on your home, you need solid plans in place first and it all starts with proper finances.   The Canada Mortgage and Housing Corporation suggests regardless of size, you enter into any renovation project well informed on all aspects of impending construction to help it go that much easier and hopefully, stay cost effective and stress free.   Financial Advice How much money do you personally have on hand to get this project done? Will you be doing the labour yourself? If so, is there room on your credit cards to cover the cost of supplies (don’t forget the pizza and pop costs if you are getting family and friends over to help)? Will you need to take out a loan...
Keeping Cool: Air Conditioning Maintenance Tips

Keeping Cool: Air Conditioning Maintenance Tips

  Keeping Cool: Air Conditioning Maintanence Tips On a hot, sticky, smoggy day the sweet relief you get when walking into a cool, air conditioned room brings instant refreshment and comfort. While the GTA has had a few hot days this spring, it’s been a cooler end to this season but the next few months of real summer weather are about to test your ability to stand the heat.   According to The Weather Network’s summer forecast, the second half of summer will be the hottest part of the season in southern Ontario and we can expect to have more days of 30-degree temperatures than what we experienced over the last couple of summers. You probably have your SPF 30+ sunscreen within reach and your summer wardrobe already pulled from the basement storage closet but have you checked to make sure the A/C is working properly? You may find yourself in need of a new air conditioner install or repair and the last thing you want is to realize your unit isn’t working just as the GTA gets slammed by a heatwave.   If you don’t already, you need to think of your air conditioner as a car that needs a little love, respect and tender care to keep running at top performance levels. And just like your car, an air conditioning unit needs preventative maintenance and an annual tune-up. While there are some simple things you can do to keep your central air conditioner healthy like removing any debris (rocks, branches, dead leaves, weeds, grass clippings) from around the unit, an accredited HVAC technician is really the best...
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